Latest Version
Safe to install
Safe to install
Master Your Finances with YNAB
YNAB is a powerful budgeting tool designed to help users take control of their money and achieve financial goals through proactive planning and real-time tracking.
Are you wondering where your money is going? Do you feel frustrated that you're not making progress or uncertain about your future? These are important questions, but the way we think about money has been shaped by society. It's time to change your money mindset and start enjoying your spending.
Don't settle for a life filled with constant doubt about your spending decisions, progress, and future. You deserve better.
YNAB offers a set of habits that can transform your relationship with money for good. As you adopt these habits, you'll stop arguing about money, make wiser choices, and have peace of mind. Are you ready to feel confident and secure in your financial decisions?
Try YNAB with a one-month free trial today!
Key Features:
- Built for Partners and Families: Share budgets and dreams with up to six people at no extra cost
- Manage Your Loan Payoff: Calculate the time and interest saved with each extra dollar paid towards debt
- Expense Tracking: Easily view budget changes in real-time to simplify managing finances with a partner
- Goal Setting: Turn your dreams into tangible categories, set spending targets, and visualize your progress
- Credit Cards: Gain clarity on your ability to pay off credit card balances and get guidance on creating a plan
- Import Income & Expenses: Add transactions manually or securely link accounts to get a comprehensive financial view
- Spending & Net Worth Reports: Analyze your spending patterns and track the growth of your net worth in vivid detail
- Privacy Protection: Rest assured knowing that we don't sell your data or display in-app ads
- Resources Galore: Access a wealth of free resources, including live workshops, video courses, and written guides
Customer Testimonials:
"I never thought I'd see the day, but thanks to YNAB, I've conquered my credit card debt!" - @taber"Now that my net worth is increasing, I'm sleeping better and our money arguments have disappeared." - Jonathan, Former Mint user
"Thanks to YNAB, I not only paid off all my debt but exceeded my goal. No more financial stress!" - @HancinGaming
"In just 23 days, my fiance and I are paying for our wedding without any loans, all thanks to YNAB." - @Thai_Jonny
With YNAB's simple set of habits, you can learn to spend purposefully, save ambitiously, and even give generously. How do you want to allocate your money and ultimately shape your life?
Start your one-month free trial today, and if you like what you experience, choose from our convenient monthly or annual subscription options.
Subscription Details:
- YNAB is a one-year auto-renewable subscription, billed either monthly or annually
- Payment will be charged to your iTunes Account upon confirmation of purchase
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period
- Your account will be charged for renewal within 24-hours prior to the end of the current period
- You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase
- Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription
Read our Terms of Use for more information:
https://www.ynab.com/terms/?isolated
Check out our Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
Overview
YNAB is a Shareware software in the category Miscellaneous developed by YouNeedABudget.com.
The latest version of YNAB is currently unknown. It was initially added to our database on 01/26/2010.
YNAB runs on the following operating systems: Android/iOS.
YNAB has not been rated by our users yet.
Pros
- User-friendly interface that makes budgeting easy for beginners.
- Real-time tracking of expenses and income allows for accurate financial insights.
- Encourages proactive budgeting by assigning every dollar a job.
- Mobile app available for budgeting on the go, enhancing accessibility.
- Strong community support and extensive educational resources provided by YNAB.
- Ability to set financial goals and track progress towards them.
- Yearly subscription fee is often justified by the savings users report over time.
Cons
- Requires a learning curve to fully utilize all features effectively.
- Subscription-based model can be viewed as expensive for some users.
- Limited customization options for categories compared to other budgeting tools.
- Not all banks are supported for direct connection, which may require manual entry of transactions.
- No investments tracking feature, focusing only on budgeting, which may not meet all users' needs.
FAQ
What is YNAB?
YNAB (You Need A Budget) is a budgeting software created to help people take control of their finances, prioritize their spending, and save money for the future.
How does YNAB work?
YNAB uses a zero-based budgeting system where every dollar is allocated to a specific category. Users track their expenses, set financial goals, and adjust their budget as needed to stay on track.
Is YNAB free?
No, YNAB is a subscription-based service with a monthly or annual fee. However, there is a 34-day free trial for new users to test out the software before committing.
Can YNAB sync with bank accounts?
Yes, YNAB can sync with bank and credit card accounts to import transactions automatically. Users can also manually input transactions if they prefer.
Is YNAB safe to use?
YNAB uses bank-level encryption to secure users' data and does not store banking credentials on its servers. The company takes privacy and security seriously to protect user information.
Does YNAB offer educational resources?
Yes, YNAB provides educational resources such as blog articles, videos, workshops, and live classes to help users learn about budgeting, financial literacy, and how to make the most of the software.
Can YNAB be accessed on mobile devices?
Yes, YNAB has mobile apps for iOS and Android devices, allowing users to track their budget on-the-go and stay connected to their finances at all times.
Does YNAB support multiple currencies?
Yes, YNAB supports multiple currencies, making it suitable for users in different countries or those who have accounts in different currencies.
Can YNAB help with debt repayment?
Yes, YNAB offers tools and features to help users pay off debt by creating a plan within their budget and tracking progress towards debt reduction goals.
What sets YNAB apart from other budgeting apps?
YNAB emphasizes giving every dollar a job, encourages users to roll with the punches when unexpected expenses arise, and focuses on changing spending behaviors for long-term financial success.
David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
Latest Reviews by David Fischer
Screenshots (Click to view larger)
Related products
BCBST Employee Credit Union
The Mobile Banking service offered by BCBST Employees Credit Union provides users with a convenient way to manage their finances while on the move.
BetterBudgets
Are you experiencing difficulties adhering to your budget or accurately estimating your expenses and income? Do you question whether your current financial plan genuinely aligns with your goals?
Bill Payment Organizer: NEKO
Bill Payment Organizer: NEKO offers a comprehensive solution for managing bill payments, income, and spending through an intuitive calendar that features account balance forecasts and reminders.
Bolero
Experience the Elegance of Music Composition with Bolero by Bolero
Daily Expenses 3
Daily Expenses is a comprehensive application designed to efficiently organize your income and expenses. With its user-friendly interface, you can effortlessly record your financial transactions by date and easily access detailed reports …
DAILY POCKET - Budget Manager
Experience easy and efficient budget management with DAILY PAY. This user-friendly app allows you to effortlessly track your spending and income, helping you embark on a frugal consumer lifestyle.
Debt Planner & Calculator
A straightforward, user-friendly debt calculator and monthly finance planner. This application helps organize and plan your debt, providing insights on the time needed to become debt-free along with basic monthly details.
Debt Tracker
Debt Tracker is a personal debt management application designed to help users maintain a thorough record of all financial obligations, both those owed to others and those owed by them.
Dhani: UPI, Cards & Bills
Dhani app offers a comprehensive solution for everyday financial management. It enables users to send and receive money instantly through UPI ID, conveniently pay various bills in a single location, and receive cashback and rewards on …
Disnat
The mobile app offered by Desjardins Online Brokerage is the Disnat trading platform. This platform enables users to engage in stock and options trading, check market quotes, monitor asset allocation, review order statuses, and access …
DizLog All-in-One POS
DizLog Point of Sale (POS), Accounting, and Inventory application is a user-friendly, secure, and cost-effective software solution tailored for various industries such as retail, restaurants, grocery stores, beauty salons, health …
EMI Calculator App & Loan
The EMI Calculator app offers a streamlined solution for individuals seeking to manage their loan calculations effectively.
EMI Calculator Management
Finance Master serves as a comprehensive tool for individuals seeking to optimize their financial management through accurate calculations.
Empower®
Empower Your Financial Future with Empower®
EveryDollar: Budget Planning
EveryDollar is a personal budgeting application designed to assist users in managing their finances through customized budget creation and expense tracking.
EveryDollar: Budget Tracker
Budgeting doesn't have to be mundane and monotonous. With EveryDollar, a budgeting app designed with your needs in mind, you can make the process enjoyable and stress-free.
Financial Calculators
This application offers a comprehensive range of financial calculators for both phones and tablets. Developed by Bishinews, it provides a variety of useful tools for professionals in the finance industry as well as individuals seeking to …
FinWise: Financial Assistant
FinWise presents itself as a comprehensive financial tool, incorporating a sophisticated risk control scoring system that accurately evaluates users' credit scores, thereby facilitating ongoing credit status monitoring.
FinZ: Budget & Expense Tracker
FinZ: Budget Planner & Expense Tracker offers a comprehensive solution for individuals seeking to improve their financial management and save money.
Fortune City - A Finance App
Fortune City - An Award-Winning Budgeting App Fortune City has received multiple accolades including Best App in Taiwan, Korea, Hong Kong, Thailand, and the prestigious Red Dot Design Award in 2018.
Fruition: Track Your Money
See it. Plan it. Achieve it. Fruition aims to assist individuals in realizing their financial aspirations through a comprehensive approach.
Honeydue: Couples Finance
Simplify Your Shared Finances with Honeydue
How much can I spend? Premium
This is the premium edition of the app. In terms of functionality, it is completely identical to the full version, purchased through in-app purchases in the free version of the application.
Humand
Humand facilitates streamlined access to information, enabling individuals to make informed decisions more quickly and effectively. Enhanced collaboration fosters accelerated teamwork and strengthens organizational culture.
IIFL Loan:Gold & Business Loan
The IIFL Loans app offers a comprehensive platform for those seeking quick access to various types of financing, including Gold Loans, Business Loans, and MSME Loans.
iMuthoot
Introducing the iMuthoot mobile app, a convenient way to learn more about our products and access our services from your mobile phone. We invite you to try our app and become part of our satisfied customer base.
Income vs Expenses
"Income vs Expenses" is a highly useful app designed specifically for managing household budgets. It caters to individuals who prioritize saving money.
Interest Calculator All in One
The loan calculator app offers a robust solution for individuals seeking to manage their finances effectively. Its features cater to various needs, making it a practical tool whether you're navigating fluctuating interest rates or …
J.P. Morgan Mobile
Streamlined Banking at Your Fingertips with J.P. Morgan Mobile
KFinKart – Distributor
Enhance your financial services with the KFinKart Distributor app by KFintech, designed to streamline mutual fund transactions.
LiteFinance mobile trading
LiteFinance, formerly known as LiteForex, offers a comprehensive mobile trading application for traders seeking convenience and functionality on the go.
Loan Amortization Calculator
Loan Amortization Calculator by Yeudy González Loan Amortization Calculator by Yeudy González is a powerful tool designed to help users calculate and understand their loan payments over time.
Loan, Finance & EMI Calculator
The EMI Calculator app presents a comprehensive toolset for managing personal and professional financial planning. It covers a wide array of calculators designed to assist users in estimating repayment schedules, investment growth, and …
Lucky Bitch Money Tracker
Empower Your Financial Journey with Lucky Bitch Money Tracker
Mint by Investwell
Mint by InvestWell is a product of Excel Net Solutions Pvt Ltd, a renowned company specializing in wealth management applications.
Mint: Budget & Expense Manager
Master Your Finances with Mint: Budget & Expense Manager
Momentum
Boost Your Productivity with Momentum by Pierluigi Lorenzi
Money Lover - Spending Manager
Money Lover is a personal finance and money management app that offers a range of features to help you effectively manage your finances.
Moneybox
Moneybox is a personal savings manager that caters to both children and adults. It provides a user-friendly platform for individuals of any gender who seek to take command of their finances, offering a seamless way to save money for …
Moneyhub: Smart Budget Planner
Moneyhub: A Comprehensive Money Management and Financial Planning Tool Moneyhub offers a consolidated approach to personal finance management, allowing users to monitor their bills and budgeting in one centralized location.
MoneyWise Budget Expense
MoneyWise is a straightforward and user-friendly money management solution. It combines expense tracking, bill reminders, and budget planning capabilities to offer a comprehensive overview of personal finances and daily money management …
MoneyWise.eu
Important Update: This application is transitioning to a new platform known as "MoneyWise" (without the .eu). New users are encouraged to download this latest version instead.
Mortgage/Loan Calculator
Calculate Your Way to Financial Clarity with Mortgage/Loan Calculator
My Budget Organizer - Budget P
MyBudgetOrganizer is a comprehensive financial planning and personal asset management application designed to assist you in budgeting, tracking your finances, and saving money.
Neko Money: Bills & Budget
Neko Money: Bills & Budget is a financial management application designed to streamline bill payments, track spending, and monitor income through an intuitive calendar interface.
NEKO: Budget & Bill Tracker
NEKO: Budget & Bill Tracker provides users with a robust platform to effectively manage bill payments, track spending, and monitor income.
Niyo: Global cards for travel
The Niyo card is an international credit and debit card ideal for making international payments without incurring any forex charges. It caters to leisure and business travelers, as well as students studying abroad.
Nutmeg
Streamline Your Investment Journey with Nutmeg
OK Money — Cash Earning Apps
OK Money positions itself as a leading app for earning real cash in India for the year 2025. It allows users to engage in various games and activities that convert leisure time into financial rewards.
Piggy Goals: Money Saving
Achieve Your Savings Goals with Piggy Goals!
PlanMode - Financial Planning
COMPREHENSIVE PERSONAL FINANCIAL & RETIREMENT PLANNING This application offers a robust tool for financial analysis essential for addressing inquiries such as: How does my expected financial overview appear?
QuickBooks Money
QuickBooks Money Simplifies Financial Management for Small Businesses
QuickBooks Online Accounting
Manage your small business finances with ease using the QuickBooks Online Accounting app. This trusted app allows you to log miles, create invoices, track your cash flow, and generate profit and loss reports.
Quicken Simplifi: Budget Smart
Simplify Your Finances with Quicken Simplifi
Quicken Simplifi—Budget Better
Quicken's Simplifi offers a comprehensive solution for budgeting and personal finance management. The app aims to simplify financial tasks, aiding users in enhancing their monetary well-being.
Quicken: Budget, Money Tracker
Budgeting and personal finance should be simplified for everyone. Quicken Simplifi is a robust budget app and financial management tool that can assist you in creating a budget, tracking your spending, and gaining insights into how your …
Quicken—Budget & Money Planner
Budgeting and personal finance can be simplified with Quicken Simplifi. This powerful budget app and financial management tool helps you track your spending, budget effectively, and gain insights into your financial transactions.
Ramsey Network
Unlock Your Financial Future with Ramsey Network
SayMoney - Your finances
All functions at a glance: No advertising! Simple and intuitive operation Management and evaluation of your expenses and income Management of transactions, categories, accounts, and transfers Management of recurring expenditure …
SecureSign by Credit Suisse
SecureSign: A Trustworthy Solution for Digital Signatures
Simple Budget
Simple Budget is an app designed to help you manage personal finances effortlessly. With a focus on tracking and saving money, planning for the future, and keeping an eye on all your finances offline, Simple Budget is a useful tool to stay …
Simple Money Manager ・ Simple
For individuals such as: Individuals looking to easily manage their expenses Individuals tired of using complex money manager apps Individuals seeking simple yet user-friendly money manager apps Features Include: Simple and …
SmartSpending
SmartSpending: Innovative Budgeting Made Easy
Smoney - Expense Tracker
Smoney: A Powerful and Intuitive Expense Tracker
SpendCatcher by Mobilexpense
Stay productive anytime, anywhere with Mobilexpense's mobile App. Say goodbye to the hassle of waiting for receipts to pile up and treat them in real-time.
STUCOR - For College Students
STUCOR serves as an academic platform aimed at enhancing the experience of college students, with over two million users including 20,000 faculty members.
Tilla - subscriptions manager
Tilla is a comprehensive application designed to help users efficiently monitor and manage their subscriptions without restrictions.
Uzum Nasiya: muddatli to'lov
Uzum Nasiya - 12-month payment service. Uzum Nasiya service offers its users the opportunity to purchase goods and services online and offline at partner points within a 12-month payment period.
WalletPasses | Passbook Wallet
WalletPasses is a versatile Android app that allows you to conveniently utilize digital passes on your phone. This app can be used for a variety of purposes, such as checking in for flights, redeeming rewards, accessing movies, and using …
Wally: Smart Personal Finance
Wally: Your Ultimate Financial Companion
Widgets for YNAB
Review: iOS Home Screen Widgets for YNAB! Widgets for YNAB brings your YNAB categories to your iOS home screen as beautifully designed widgets that seamlessly match the YNAB themes. "Thanks so much for developing this widget.
Zen Planner Member App
Empower Your Fitness Community with Zen Planner Member App
Secure and free downloads checked by UpdateStar
Buy now
Play Store
Play Store
Stay up-to-date
with UpdateStar freeware.
with UpdateStar freeware.
Latest Reviews
|
Adobe Flash Player ActiveX
Adobe Flash Player ActiveX: Essential plugin for interactive web content |
|
Cyberduck
Efficient File Transfer with Cyberduck |
|
MediaInfo
MediaInfo: Your Ultimate Media Analysis Tool! |
|
Intel Wireless Bluetooth
Stay connected seamlessly with Intel Wireless Bluetooth. |
|
Glorious Model O Software
Enhance your gaming experience with Glorious Model O Software! |
|
|
VNPT-CAMS Plugin
Streamline Your Camera Management with VNPT-CAMS Plugin |
|
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
|
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
|
Microsoft Edge
A New Standard in Web Browsing |
|
Google Chrome
Fast and Versatile Web Browser |
|
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
|
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |
Browse
Latest Updates
Microsoft Edge 137.0.3296.52
A New Standard in Web Browsing
Syncthing 1.29.7
Powerful Peer-to-Peer File Synchronization with Syncthing
